Rates are subject to change daily. For the most accurate information, please stop by or contact one of our branch locations.
Demand Accounts
Rates Effective 10/10/24 Until Adjusted
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| Type | Minimum/Opening Balance | Interest Rate (%) | APY** |
|---|---|---|---|
| Personal Checking | $500 * | 0.40 | 0.40 |
| VIP Checking | $1,000 * | 0.45 | 0.45 |
| Personal Money Market | $2,500 * | 1.00 | 1.01 |
| Personal Savings | $5 * | 0.55 | 0.55 |
| Health Savings Account | N/A | 0.55 | 0.55 |
Time Certificate of Deposit
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| Type | Minimum/Opening Balance | Interest Rate (%) | APY** |
|---|---|---|---|
| 91 day CD | $2,500 | 2.00 | 2.02 |
| 182 day CD | $2,500 | 3.50 | 3.56 |
| 12 month (1 year) CD | $100 | 3.75 | 3.82 |
| 18 month (1.5 year) CD | $100 | 3.50 | 3.56 |
| 24 month ( 2 year) CD | $100 | 3.10 | 3.14 |
| 30 month (2 1/2 year) CD | $100 | 2.80 | 2.84 |
| 36 month (3 year) CD | $100 | 2.25 | 2.27 |
| 48 month (4 year) CD | $100 | 2.15 | 2.17 |
| 60 month (5 year) CD | $100 | 2.00 | 2.02 |
Individual Retirement Accounts
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| Type | Minimum/Opening Balance | Interest Rate (%) | APY** |
|---|---|---|---|
| IRA Fixed - 6 month | $25 | 4.25 | 4.33 |
| IRA Variable - 18 month | $25 | 3.50 | 3.56 |
| IRA Fixed - 18 month | $25 | 3.60 | 3.66 |
| IRA Fixed - 30 month | $25 | 2.90 | 2.94 |
* A service fee will be charged if balance falls below the minimum balance. Senior citizens and students may be exempt from the monthly services fees.
** Annual Percentage Yield (APY) is based on quarterly compounding of interest except for Personal Checking, VIP Checking and Money Market, which are based upon monthly compounding of interest.
Fees may reduce earnings. Penalty may apply for early withdrawal.