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Calculators

Use these calculators as a resource for planning, estimating, and exploring your financial opportunities. Keep in mind, these calculators are only estimates. Be sure and consult with your tax, investment, or other professional advisor.


Mortgage Calculators

  • Mortgage Loan: Use this calculator to generate an estimated amortization schedule for your current mortgage. 
  • Should I Refinance? How much interest can you save if you refinance your mortgage? This calculator helps you find out!
  • Mortgage Taxes: Use this calculator to determine how much you could save in income taxes.
  • Mortgage Rent VS Buy: This calculator helps you weed through the fees, taxes and monthly payments to help you make a decision between these two options. 
  • Mortgage Refinance: Use this calculator to sort through the confusion and determine if refinancing your mortgage is a sound financial decision. 
  • Mortgage Payoff: How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out. 
  • Mortgage Compare: Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
  • Mortgage APR: Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. 
  • Mortgage Adjustable: This calculator helps you determine what your adjustable mortgage payments may be. 


Spending and Debt

  • Simple Loan: Enter the desired payment - and let us calculate your loan amount. Or, enter the loan amount and we will calculate your monthly payment. 
  • Enhanced Loan: Use this calculator to look at a variety of possible loans. Change your monthly payment, loan amount, interest rate or term. 
  • Complex Loan: Use this calculator to determine your payment or loan amount for different payment frequencies. 
  • Existing Loan: Use this calculator to analyze one of your existing loans. 
  • Compare Loan: Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new loan. 
  • Debt Consolidation: Should you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you. 
  • Biweekly Payments: This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. 
  • Payoff Credit Card: Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
  • Spend Less: Use this calculator to see just how much your budget reductions may be worth, if you were to invest them. 
  • Payoff Line: When will your line of credit be paid off? Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
  • Payment Options: This calculator helps determine your loan or line payment. 
  • Millionaire: What might it take to save one million dollars? This financial calculator helps you find out. 
  • Lunch Saver: This calculator illustrates how a little lunch savings can go a long way. 
  • Home Budget: One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. 
  • Credit Assessment: Use this calculator to assess your credit. 
  • Checkbook: Let us help you balance your checkbook.
  • Auto Rebate: Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. 


Retirement and Savings Calculators

  • Retirement Plan: Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. 
  • Retire 401(k): A 401(k) can be one of the best tools for creating a secure retirement. Use this calculator to learn more. 
  • Savings: What will it take to help reach your savings goals? This financial calculator helps you find out. 
  • Social Security: Use this calculator to help you estimate your Social Security benefits. 
  • Savings Variable: The value of your savings can be affected by both taxes and inflation. Use this calculator to determine how much your savings will be worth with this in mind. 
  • Compound Savings: Consistent investments over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you.
  • Certificate of Deposit: Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). 
  • CD Ladder: Use this calculator to examine the benefits of investing in a series of Certificates of Deposit with different maturities, also called a CD ladder. 
  • Emergency: This calculator helps you determine how much emergency savings you may need, and how you can begin saving towards this important goal. 
  • Regular IRA: Contributing to a Traditional IRA can create a current tax deduction, plus it provides for tax-deferred growth. 
  • Roth IRA: Creating a Roth IRA can make a big difference in your retirement savings. Use this calculator to help estimate how much. 
  • Roth Transfer: This calculator compares two alternatives with equal out of pocket costs to estimate the change in total net-worth, at retirement, if you convert your Traditional IRA into a Roth IRA. 
  • Net Worth: This calculator helps you determine your net worth and estimates how it could grow (or shrink) over the next ten years. 
  • HSA VS Traditional: This tool is designed to help you compare a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan. 
  • HSA Savings: Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time. 
  • HSA Goal: Are you looking at the Health Savings Account (HSA) as a retirement account? Do you have an amount in mind that you want to carry over into retirement? This calculator will help you determine what you need to do in order to reach your goal. 
  • HSA Contribution: This Health Savings Account (HSA) calculator determines the amount you are allowed to contribute to your HSA account for the current tax year. 
  • College Savings: Use this calculator to help develop or fine-tune your education savings plan. 


Tax Calculators

  • Tax Margin: This calculator helps you estimate your average tax rate for the current year, your current year tax bracket, and your marginal tax rate for the current tax year. 
  • Tax EZ1040: Based on your projected withholdings for the year, we will show you your refund or the amount you may owe the IRS in April.
  • Tax 1040: Enter your filing status, income, deductions and credits and we will estimate your total taxes for the current tax year. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April. 
  • Line Taxes: This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.


Insurance Calculators

  • Life Insurance: How much life insurance do you need? This calculator will help determine that for you. 
  • Disability Insurance: This calculator helps you determine how much disability insurance you may need to cover expenses during a disability.