RuraLiving Home Mortgage Program
Sometimes a traditional mortgage doesn't fit your dream property.
That's why we're proud to offer unique long-term financing options for rural homes and small ranch properties.
Program Highlights/Eligible Properties:
- Competitive 30-year and 15-year fixed products
- Properties generally range from 5-160 acres
- Primary residence and owner-occupied
- Properties have the reasonable capability of generating $500 of annual agricultural income (Schedule F income allowed)
- Eligible properties include outbuildings, barns, pasture land, tillable acreage
- Available for purchase or refinance
Program Benefits:
- A solution created specifically for non-conventional properties
- A unique opportunity to lock in long-term financing and a fixed rate
- Finance one note and mortgage for the entire acreage and home
- Competitive pricing structure
- A dedicated and experienced team guiding you through a simple and convenient process
Refinance Benefits:
- Effectively manage your personal financial goals
- Reduce monthly payments
- Improve cash flow
- Lock in a long-term fixed rate to secure future financial expectations
Non-Eligible Properties:
- Full-time ranching or farming operations or a property with a large number of livestock
- Second homes
- Townhome, duplex or planned unit development
- Manufactured homes
- Unique homes (shed, dome, berm, cabins)
- Investment properties
First Northern Bank of Wyoming - NMLS #402576
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