We are Wyoming's oldest bank, proudly independent and family-owned since our inception in 1885. Our local roots mean every loan decision is made right here, quickly and with care. We take the time to understand your unique needs, offering personalized service you can trust.
Our Lending Services
We offer many types of loans including:
Personal Loans
Use personal loans to consolidate debt, make a big purchase, or do anything else you need the money for.
Auto Loans
Before you purchase a new vehicle, stop by and speak with one of our loan officers. We can prequalify you before you even look at vehicles. That means you'll know ahead of time the vehicle that best fits within your budget, and we offer competitive rates to save you money.
Long-Term Mortgage Loans
Whether you are purchasing your dream house or just refinancing, we're a full-service mortgage bank with an experienced staff offering expertise in every area of the long-term mortgage lending process. All of our lending specialists are dedicated to finding the right loan with the best rates, terms, and costs to meet your unique needs.
We also know that sometimes rural and small ranch properties don't fit traditional mortgage requirements, which is why we are proud to offer the RuraLiving Home Mortgage Program.
Home Equity Loans
Lock in a fixed rate on your home equity loan and maintain a fixed payment. Use the money for anything from bill consolidation to purchasing a new car. Additionally, the interest you pay may be tax deductible. Speak with your tax advisor for further details.
Home Equity Lines of Credit
Use your home equity line of credit to borrow against the equity you have in your home. Use it for anything from home improvements to family vacations. This is generally a more cost-effective way to borrow than other higher-rate forms of credit such as credit cards. Additionally, the interest you pay may be tax deductible. Speak with your tax advisor for further details.
Use your home equity line of credit to borrow against the equity you have in your home. Use it for anything from home improvements to family vacations. This is generally a more cost-effective way to borrow than other higher-rate forms of credit such as credit cards. Additionally, the interest you pay may be tax deductible. Speak with your tax advisor for further details.
* You must apply in person at your local branch for a home equity line of credit.
Home Construction Loans
Building the home of your dreams? First Northern Bank offers construction loans, which are short-term loans that are repaid from permanent financing. Don't worry; we have you covered there, too. First Northern Bank also offers permanent financing options.
All credit and loan products are subject to credit approval. Other fees may apply.
Our Lenders
Your Relationship Manager is your main point of contact if you have a loan with us. Our Relationship Managers are committed to your full banking experience from your loans to your accounts.
Buffalo Office
 Cody Laird
Senior Relationship Manager NMLS # 1224226
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 Bryan Serres
Mortgage Loan Originator NMLS # 993329 |
Douglas Office
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 Ron Hayes
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Gillette Office
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 Wendy Hauck
Mortgage Division Manager |
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Newcastle Office
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Sheridan Office
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 Payton Davis
Relationship Manager NMLS # 1943637 |
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Loan Calculators
- Loan Payment: Enter the desired payment - and let us calculate your loan amount. Or, enter the loan amount and we will calculate your monthly payment.
- Enhanced Loan: Use this calculator to look at a variety of possible loans. Change your monthly payment, loan amount, interest rate or term.
- Biweekly Payments: This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment.
- Auto: Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
First Northern Bank of Wyoming - NMLS # 402576
Your access to speedy solutions.
