Jessica L. Tracy | CSOP
Senior Vice President
Senior Trust Officer
Phone: (307) 684-8080
About Jessica
Trust and Estate Services
Since 1975, First Northern Bank has been proud to offer Trust and Estate Services. We work on an individual basis with our clients and tailor our service to our clients' unique needs and our fiduciary requirements.
Our trust officers utilize a team approach so that no matter who you speak with, you get the answers you need right away. Our mission is to establish a lasting and trusted relationship with our clients. After all, we are your community bank, and that mission carries through to everything we do.
Trust Account Online Access
If you are an existing trust client and wish to enroll in online access, please contact our Trust Services team at 307-684-8080 or email trust@firstnorthern.bank.
Our Services
TRUSTEE / SUCCESSOR TRUSTEE
First Northern Bank of Wyoming serves as trustee to manage your assets and administer the affairs of your trust if you are no longer able or willing to do so. As trustee, our services include trust accounting, investment management, bill-paying services, oil and gas management, property and business management, agriculture management, tax administration and more.
First Northern Bank of Wyoming serves as trustee to manage your assets and administer the affairs of your trust if you are no longer able or willing to do so. As trustee, our services include trust accounting, investment management, bill-paying services, oil and gas management, property and business management, agriculture management, tax administration and more.
BILL-PAYING AGENCY
We provide bill paying services for non-fiduciary relationships. Based upon your instruction, we pay periodic bills and invoices on your behalf and provide you with clear records of all activity.
MINERAL AGENCY
We provide varying levels of service regarding the management of oil and gas or other mineral activities. Our services can be as simple as collecting and disbursing royalty payments, or we can provide more robust mineral management services including mapping, tracking of production, lease negotiations, and more.
EXECUTOR
We provide executor / estate settlement services in which we perform all required duties to settle your estate in accordance with your wishes.
Reasons for Appointing First Northern Bank as Trustee / Executor
WYOMING
Wyoming has long been at the forefront of asset protection (Wyoming invented the LLC). LLCs in Wyoming enjoy anonymity as managers and owners are not public. Wyoming has also been a leader in the adoption of Dynasty Trusts for up to 1,000 years and Asset Protection Trusts also known as Qualified Spendthrift Trusts. Lastly, Wyoming is the state of “no”: no income tax, no estate tax, no gift tax, and no excise tax on top of very low real estate tax.
EXPERIENCE
The fiduciary landscape can be complex and challenging to navigate. With First Northern Bank of Wyoming Trust Services, you'll find the level of expertise and service you need to help guide you through the process.
REGULATION / OVERSIGHT
As a bank, we are under strict regulations from both state and federal agencies that ensure your trust is being administered following regulations, laws, and best practices. Additionally, we engage in independent audits on an annual basis by a specialized fiduciary auditing firm. Most non-bank and family trustees are not subject to regulation and oversight.
MAINTAIN YOUR FINANCIAL ADVISOR
We can maintain a relationship with your existing financial advisor, who you trust and who knows you best. For those without an existing financial advisor relationship, we can provide those services to you. We act as an intermediary that brings all aspects of your estate and financial plan together. We realize that we cannot be all things to all people, which is why we become part of your trusted financial team to accomplish your goals.
STABILITY
First Northern Bank was founded in 1885 and remains a strong and growing independent community bank. You can rest assured that our team-approach services will be there through generations to come; serving your children, grandchildren, and beyond.
INDEPENDENCE
Even in the best situations, it can be difficult for a family member to act as a trustee. When decisions need to be made, there is generally a high level of emotional stress, pressure from family to make certain decisions or other problems that individual trustees encounter. We act as an independent, objective trustee that takes the stress off family members and allows impartial decisions to be made that are truly in the best interest of everyone.
About Ryan
About Laurin
SENIOR VICE PRESIDENT, SENIOR TRUST OFFICER
BRANCH: GILLETTE, WY
(307) 684-8080
jtracy@firstnorthern.bank
Jessica serves as Senior Vice President, Senior Trust Officer and leads First Northern Bank of Wyoming’s Trust division. Jessica grew up in Eastern Nebraska, where she began her Trust career. Jessica is a Cannon Financial Institute Securities Operations school graduate and holds her Certified Securities Operations Professional (CSOP) designation.
BRANCH: GILLETTE, WY
(307) 684-8080
jtracy@firstnorthern.bank
Jessica serves as Senior Vice President, Senior Trust Officer and leads First Northern Bank of Wyoming’s Trust division. Jessica grew up in Eastern Nebraska, where she began her Trust career. Jessica is a Cannon Financial Institute Securities Operations school graduate and holds her Certified Securities Operations Professional (CSOP) designation.
Jessica graduated from Chadron State College where she received a Bachelor’s degree in Business Administration with an option in Finance.
Jessica brings to us a thorough understanding of fiduciary knowledge. Her prior roles have provided experience in fiduciary compliance, tax management, operations, and administration.
CHIEF CREDIT OFFICER AND TRUST OFFICER – AGRICULTURE & REAL ESTATE
BRANCH: BUFFALO, WY
(307) 684-8080
rfieldgrove@firstnorthern.bank
Ryan currently serves as Chief Credit Officer for First Northern Bank of Wyoming. Ryan also supports the Trust division with the management of Agriculture and Real Estate relationships as he brings a vast background of knowledge in this area.
BRANCH: BUFFALO, WY
(307) 684-8080
rfieldgrove@firstnorthern.bank
Ryan currently serves as Chief Credit Officer for First Northern Bank of Wyoming. Ryan also supports the Trust division with the management of Agriculture and Real Estate relationships as he brings a vast background of knowledge in this area.
Ryan grew up in a ranching family with operations in Johnson, Sheridan, and Campbell Counties as well as Southern Oklahoma. He graduated from the University of Wyoming with a B.S. in Agriculture Economics and has operated his ranch along with his family for the last 25+ years. Ryan brings a deep expertise to business, ranching operations, and land stewardship.
Ryan is a previous recipient of the Leopold Conservation Award for Wyoming, the Landowner of the Year by the Wyoming Game and Fish Department, and Top 10 Industry Leaders Under 40 by Beef Magazine. Ryan currently serves as the Chair for the Clear Creek Conservation District.
TRUST ADMINISTRATIVE ASSISTANT
BRANCH: GILLETTE, WY
(307) 684-8080
lshinkle@firstnorthern.bank
lshinkle@firstnorthern.bank
Laurin serves as the Trust Administrative Assistant, supporting the department with our continued growth.
Laurin grew up in the Gillette, Wyoming community where she has had experience in wealth management, real estate, and property management. Laurin attended the University of Jamestown in Jamestown, North Dakota where she studied Business Administration.
Non deposit investments available through First Northern Bank of Wyoming are not FDIC insured, are not guaranteed by First Northern Bank of Wyoming or any other institution and are subject to investment risk, including market risk, and may result in the loss of principal. First Northern Bank of Wyoming and its affiliates do not provide tax or legal advice. Please consult your tax or legal advisor to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your situation.