Business Checking
Designed for all your business checking needs.
Business checking basics
Choose the business account options that best suit you.
Our checking and savings accounts offer a variety of features and services to fit your unique needs.
Business Interesting Checking
Designed for businesses that wish to earn interest on their account and have limited transaction volume.
interest checking basics
Nonprofit Checking
Designed for nonprofit organizations' checking needs.
nonprofit checking basics
Business Savings
Designed for growing business deposits that yield interest.
Savings basics
Business Money Market Account
Designed for businesses that maintain high balances and want to earn premium interest.
Money market basics
Product Details
Checking
| Options | Business Checking | Interest Checking | Nonprofit Checking |
|---|---|---|---|
| Min. Opening Balance | $100 | $100 | $100 |
|
Min. Monthly Balance
|
$300 | $1,000* | None |
|
Monthly Service Charge
|
$5 | $10 | None |
| Monthly Transactions | Unlimited | Limited to 400* | Unlimited |
Savings
| Options | Business Savings | Money Market |
|---|---|---|
| Min. Opening Balance | $100 | $100 |
|
Min. Monthly Balance
|
$300* | $2,500* |
|
Monthly Service Charge
|
$5 | $10 |
| Monthly Transactions | Unlimited | Limited |
Deposit Rates
Rates Effective 10/15/24 Until Adjusted
| Type | Min/Opening Balance | Interest Rate (%) | APY** |
|---|---|---|---|
| Business Interest Checking | $1,000* | 0.40 | 0.40 |
| Business Money Market | $2,500* | 1.00 | 1.01 |
| Business Savings | $300 | 0.55 | 0.55 |
* A service fee will be charged if balance falls below the minimum balance. Senior citizens and students may be exempt from the monthly services fees.
** APY is based on quarterly compounding of interest except for Personal Checking, VIP Checking and Money Market, which are based upon monthly compounding of interest.
Fees may reduce earnings.
Business Services
At First Northern Bank, we understand that a bank should be more than a place to deposit and borrow money. We want to be your partner in business and provide you with the tools to help your business thrive.
Cash Management Services
Our full-featured cash management tools make running your business easier from the comfort of your own computer.
Merchant Credit Card Processing Services
First Northern Bank offers a competitive merchant services program. Acceptance of Visa, MasterCard and Discover cards is automatically included with the program along with:
- Competitive pricing
- Unbundled pricing, no hidden fees
- 24-hour merchant application approval
- Next-day equipment delivery if needed
- Ease in equipment installation and training
- 24-hour settlement of funds
- 24-hour/7-days-a-week technical support help desk
- Online account information
Contact one of our customer services representatives today for a free price comparison or to learn more.
Remote Deposit Capture Services
We understand that you can't be everywhere at once, which is why we offer remote deposit services for our business customers. Now you can scan, process and deposit all of your checks electronically without ever leaving your office. This service allows for efficient use of your time and makes the funds available more quickly, which maximizes your ability to do business.
Eliminate Frequent Trips to the Bank
Gone are the days of the daily trip to the bank. Remote Deposit Capture allows you to quickly deposit items electronically, so you can get back to running your business.
Extended Banking Hours
You never have to worry about banking hours again. With remote deposit, item deposits can be made outside of traditional banking hours, giving you more time to deposit additional items for same-day credit.
Our Accounts Team
| Buffalo | Douglas | Gillette | Newcastle | Sheridan |
|---|
Buffalo
 CJ Constantine
cconstantine@firstnorthern.bank |
 Shelly Whipple
swhipple@firstnorthern.bank |
 Joann Morey
jmorey@firstnorthern.bank |
 Melinda Jennings
mjennings@firstnorthern.bank |
 Chandler Rodriguez
crodriguez@firstnorthern.bank |
Douglas
 Deb Ramsey
dramsey@firstnorthern.bank |
 Stacey Hessler
|
 Lindsey Stearns
lstearns@firstnorthern.bank |
Gillette
 Justin Esquibel
jesquibel@firstnorthern.bank |
 Faith Glover
fglover@firstnorthern.bank |
 Avree Little
alittle@firstnorthern.bank |
Newcastle
 Pam Bertsch
pbertsch@firstnorthern.bank |
 Dillon Ehlers
dehlers@firstnorthern.bank |
.png) Micole Miller
mmiller@firstnorthern.bank |
 Tina Wilson
twilson@firstnorthern.bank |
Sheridan
 Erin Legerski
elegerski@firstnorthern.bank |
 Anna Hollen
ahollen@firstnorthern.bank |
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