Business Lending

Loan decisions that are local and fast!

a small business owner smiling with her laptop computer
First Northern Bank is proud to be the oldest bank in Wyoming and still independent and family-owned. This means that all of our loan decisions are local and fast. We know our customers and we treat each customer individually.

Our Lending Services

We offer many types of loans for almost any business purpose including:

Term Loans
Use term loans to purchase fixed assets for your company. Tailored to meet your business' needs, these loans cover equipment and real estate purchases and refinancing. We offer flexible terms to fit your business.

Revolving Lines of Credit
We offer revolving lines of credit customized to fit your business and also working capital for your needs.

Letters of Credit
We offer letters of credit for your business' needs.

Construction Loans
We offer construction loans for commercial buildings and multi-family construction.

Small Business Administration (SBA) Loans
First Northern is a leading SBA lender in the area. The SBA offers short and long-term financing of your company's fixed assets.

All credit and loan products are subject to credit approval. Other fees may apply.

Our Business Lenders

To get started or to inquire about rates, speak with one of our business loan officers today.

Buffalo



Travis Lawrence
Buffalo Market President
tlawrence@firstnorthern.bank

Luke Gay
Relationship Manager
NMLS #1355188
lgay@firstnorthern.bank

Shawn Miller
Senior Relationship Manager
smiller@firstnorthern.bank


RC Rizzitello
Relationship Manager
rrizzitello@firstnorthern.bank




Douglas



Dominic Madia
Senior Relationship Manager
dmadia@firstnorthern.bank


Pierre Etchemendy
Douglas Market President 
petchemendy@firstnorthern.bank



Gillette



Justin Holcomb
Gillette Market President 
jholcomb@firstnorthern.bank

Tom Hammerquist
Senior Lending Officer
thammerquist@firstnorthern.bank



Charity Crump
Relationship Manager


Kip Junker
Senior Relationship Manager
kjunker@firstnorthern.bank





Newcastle



Mike Morrison
Newcastle Market President
mmorrison@firstnorthern.bank


Todd Roseborough
Senior Relationship Manager
troseborough@firstnorthern.bank



Sheridan

 

Justin West
Sheridan Market President
jwest@firstnorthern.bank

Steve Carroll
Senior Relationship Manager

NMLS# 497227
scarroll@firstnorthern.bank

Chris Herbst
Senior Lending Officer
cherbst@firstnorthern.bank

Nathan Boyd
Senior Lending Officer
NMLS# 792774

Amber Jensen
Relationship Manager
ajensen@firstnorthern.bank

Andrew Boint
Relationship Manager Assistant
aboint@firstnorthern.bank



































































































































































































Panoramic view of a field with mountains in the background
INSURANCE

Always protecting your peace of mind


Loan Calculators

Simple Loan: Enter the desired payment - and let us calculate your loan amount. Or, enter the loan amount and we will calculate your monthly payment.

Enhanced Loan: Use this calculator to look at a variety of possible loans. Change your monthly payment, loan amount, interest rate or term.

Complex Loan: Use this calculator to determine your payment or loan amount for different payment frequencies.

Payoff Line: When will your line of credit be paid off? Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.


























Lady using a card to make a purchase in a store
card services

Seamless purchasing power with fast-as-cash solutions.