Vantage Club
Designed for customers who are 55+.
vantage Club basics
Whether you're a student, veteran, service member or 55+, our Specialty Accounts have you covered!
Student Checking
Designed for students enrolled in high school plus 1st year of college enrollment directly following high school graduation.
student checking basics
Patriot Account
Designed for customers who veterans, active-duty military, or first responders.
patriot Account basics
Account Terms
| Options | Vantage Club | Student Checking | Patriot Account |
|---|---|---|---|
| Min. Opening Balance | $1 | $1 | $1 |
|
Min. Monthly Balance
|
$0 | $0 | $0 |
|
Monthly Service Charge
|
$0 | $0 | $0 |
| Interest Bearing | No | No | Yes |
Deposit Rates
Rates Effective 06/02/26 Until Adjusted
| Type | Min/Opening Balance | Interest Rate (%) | APY** |
|---|---|---|---|
| Patriot Account | $1 | 0.35 | 0.35 |
*A service fee will be charged if balance falls below minimum balance. Seniors and students may be exempt from the monthly service fees. A penalty may apply for early withdrawal on Time Certificates of Deposit.
*APY on Personal Checking, Patriot, VIP Checking, Money Market, and Health Savings accounts are based upon monthly compounding of interest
Need More Checks? Order with a Click.
Our Accounts Team
| Buffalo | Douglas | Gillette | Newcastle | Sheridan |
|---|
Douglas
 Stacey Hessler
|
 Lindsey Stearns
lstearns@firstnorthern.bank |
Gillette
 Justin Esquibel
jesquibel@firstnorthern.bank |
 Kristyn Schultz
|
Newcastle
 Melinda Giesness
|
 Dillon Ehlers
dehlers@firstnorthern.bank |
 Micole Miller
mmiller@firstnorthern.bank |
 Tina Wilson
twilson@firstnorthern.bank |
Sheridan
 Erin Legerski
elegerski@firstnorthern.bank |
 Tiffany Raff
|
 Anna Hollen
ahollen@firstnorthern.bank |
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